INTEREST-ONLY LOANs are Available!
Receive a quote on a INTEREST-ONLY LOAN loan today.
Lower Monthly Payments, More Financial Flexibility
WHY CONSIDER AN INTEREST-ONLY LOAN?
If you’re looking for a way to reduce your monthly payments without sacrificing your buying power, an Interest-Only Loan might be the perfect solution. This flexible mortgage option allows you to pay just the interest portion of your loan for the first 5–10 years—keeping more cash in your pocket today.
✅ Lower Initial Monthly Payments
During the interest-only period, your payments are significantly lower than a traditional loan.
✅ Maximize Cash Flow
Ideal for high-income earners who want to keep capital liquid for other investments or business opportunities.
✅ Pay Down on Your Own Terms
You can choose to make principal payments at any time, giving you more control over your financial strategy.
✅ Buy More Home Now
Qualify for a larger loan amount based on your current budget—without the pressure of full amortized payments right away.
✅ Smart Option for Short-Term Homeowners
Planning to sell or refinance in a few years? Save money upfront and make a move when you're ready.
ABOUT INTEREST-ONLY LOANS
With an Interest-Only Loan, you’re only required to pay interest for the first 5–10 years of the loan. After that period, the loan switches to a standard repayment structure, and you begin paying both interest and principal.
This is a great option if:
You're expecting future income growth
You have irregular income and need more flexibility
You're investing in real estate and plan to sell or refinance within a few years
WHO QUALIFIES?
You may qualify if you:
Have a credit score of 700+ (some lenders allow lower)
Have a low debt-to-income (DTI) ratio
Can show strong liquid assets or consistent income
Are purchasing a primary, secondary, or investment property
Understand and accept the risks of rising payments after the interest-only period
Get Your Interest-Only Loan Quote Now!
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NEXA Mortgage - NMLS# 1660690
3100 W Ray Rd STE 201 Office # 209, Chandler AZ 85226
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690
NEXA Mortgage LLC is an Equal Housing Lender
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov https://bit.ly/3B5pAfz.
A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov