JUMBO NON-QM LOANS are Available!
Receive a quote on a JUMBO NON-QM LOAN today.
Flexible Financing for High-Value Homes
WHY CONSIDER AN JUMBO NON-QM LOAN?
Buying a luxury property or need a larger loan amount—but don’t meet traditional lending guidelines? A Jumbo Non-QM (Non-Qualified Mortgage) Loan offers flexible, alternative options to help high-net-worth and self-employed buyers qualify for the home they want—without the strict rules of conventional loans.
Buying a luxury property or need a larger loan amount—but don’t meet traditional lending guidelines? A Jumbo Non-QM (Non-Qualified Mortgage) Loan offers flexible, alternative options to help high-net-worth and self-employed buyers qualify for the home they want—without the strict rules of conventional loans.
✅ Higher Loan Limits
Go beyond conventional loan caps and finance luxury homes or high-value properties with ease.
✅ Flexible Income Documentation
Use alternative methods like bank statements, asset depletion, or 1099s—perfect for self-employed or non-traditional earners.
✅ Credit Challenges Welcome
Recent credit events, such as bankruptcy or foreclosure, don’t automatically disqualify you.
✅ Customized Loan Structures
Interest-only options, 40-year terms, and other non-traditional setups are available to meet your financial goals.
✅ Perfect for Entrepreneurs & Investors
Designed with financially savvy buyers in mind who need a custom-fit loan—not cookie-cutter requirements.
ABOUT JUMBO NON-QM LOANS
A Jumbo Non-QM Loan is a mortgage that exceeds the conventional loan limit (typically over $726,200) and falls outside standard underwriting rules. It’s built for borrowers with strong assets and income—but who may not qualify under rigid government guidelines.
Rather than using just W-2s or tax returns, lenders can evaluate your cash flow, assets, business income, or even rental property performance to determine eligibility. These loans are manually underwritten, giving you a more personalized path to approval.
WHO QUALIFIES?
You may be eligible if:
You're self-employed, an independent contractor, or an investor
You have bank statements, 1099s, or asset statements to show income
You’re purchasing a home above the conforming loan limit
Your credit score is 620 or higher (lower scores may be considered)
You’ve had recent credit events but have since recovered
Get Your JUMBO NON-QM Loan Quote Now!
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NEXA Mortgage - NMLS# 1660690
5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690
NEXA Mortgage LLC is an Equal Housing Lender
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov https://bit.ly/3B5pAfz.
A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov