Renovation Loan Available!
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Finance Your Home and Your Vision — All in One Loan
WHY RENOVATION LOAN?
Love a home that needs a little work? A Renovation Loan lets you buy (or refinance) a property and roll the cost of repairs or upgrades into a single mortgage. Whether it’s cosmetic changes or major structural fixes, you get the funds you need to turn that “almost perfect” property into your dream home.
✅ One Loan. One Payment.
Purchase or refinance and fund renovations with one mortgage—no need for a second loan or high-interest credit cards.
✅ Upgrade Before You Move In
Make improvements before moving in so your home is ready from day one.
✅ Build Instant Equity
Renovations can boost your property’s value right away, helping you build equity faster.
✅ Flexible Project Types
From kitchen remodels to roof replacements and everything in between—use it for what matters most.
✅ Perfect for Fixer-Uppers
Turn a “good deal” into a great home without draining your savings.
ABOUT RENOVATION LOANS
A Renovation Loan combines the purchase price of a home with the estimated cost of improvements, all under one loan. You’ll work with a licensed contractor to outline the scope and cost of your project, and those funds are then held in escrow and disbursed as the work progresses.
This type of loan works for:
1.Asset Assessment: The lender evaluates your liquid assets. These commonly include:
Buying a home that needs repairs or updates
Refinancing and upgrading your current home
Adding square footage, modernizing interiors, or making a property livable again
Backed by government programs like FHA 203(k) or conventional options like Fannie Mae’s HomeStyle® Loan, you can access a range of flexible solutions tailored to your goals.
WHO QUALIFIES?
You may qualify for a Renovation Loan if:
You have a credit score of 620 or higher
You’re purchasing a primary residence, second home, or investment property
You can show stable income and employment
You’re working with a licensed contractor
You’re prepared for a detailed renovation plan and timeline
Get Your Renovation Loan Quote Now!
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NEXA Mortgage - NMLS# 1660690
5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690
NEXA Mortgage LLC is an Equal Housing Lender
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov https://bit.ly/3B5pAfz.
A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov